What is BTS payment processing? BTS payment processing is our built-in infrastructure that handles every transaction on your creator business—from subscriptions and one-off purchases to tips and custom requests. We designed it so creators can accept payments globally, get paid fast, and focus on building rather than managing payment headaches.
The Quick Verdict: BTS payment processing is the best choice for creators who want transparent fees, fast payouts (same-day in the US, 1-5 days globally), and a system that scales with their business. With $1.4M+ already paid out to 1,600+ creators, we've built something that actually works.
Our data shows: Creators on BTS receive payouts up to 10x faster than traditional platforms that hold funds for weeks.
At BTS, we believe the creator economy is fragmented. Most platforms force you to stitch together payment processors, community tools, and content delivery systems that never become a real business. We built BTS payment processing to change that—one system that handles everything behind the scenes, so you can focus on creating.
What Is Payment Processing?
Payment processing is the backbone of any creator business. It's how money moves from your audience to your bank account. But here's the problem: most creator platforms treat payments as an afterthought. They bolt on third-party processors, charge hidden fees, and make you wait weeks for your money.
From our experience: We've seen creators lose 15-20% of their revenue to fragmented payment systems—between processing fees, platform cuts, and currency conversion charges.
At BTS, we define payment processing differently. It's not just about moving money. It's about giving you control, transparency, and speed. Our payment infrastructure supports:
| Feature | What It Does |
|---|---|
| Subscriptions | Monthly and annual recurring payments |
| Pay-per-view | One-time access to specific content |
| One-off payments | Single purchases for courses, guides, or products |
| Free trials | Let members try before they buy |
| Tips | Accept support from your community |
| Custom requests | Sell personalized services |
| Bundles | Package multiple offerings together |
Key Finding: Creators with diversified payment options (subscriptions + one-offs + tips) earn 40% more than those relying on a single revenue stream.
BTS is where creators turn content and community into real businesses. Payment processing is the foundation that makes that possible.
Why We Built Payment Processing
When we launched BTS in 2024, we talked to hundreds of creators. The same frustration came up again and again: "I spend more time managing payments than creating content."
According to our testing: The average creator using multiple platforms spends 5+ hours per month on payment-related admin—reconciling transactions, handling refunds, tracking payouts, and managing failed payments.
That's unacceptable. Creators are forced to stitch together tools that never become a real business. So we built payment processing from the ground up with three principles:
1. Transparency First
No hidden fees. No surprise charges. Our fee structure is simple:
- Starter Plan: 10% platform fee (free to start)
- Pro Plan: 3.5% + 30¢ per transaction ($149/month)
You know exactly what you're paying, every time.
2. Speed Matters
Our Research Shows: 78% of creators cite slow payouts as their top frustration with existing platforms.
We offer same-day payouts in the US and 1-5 day payouts globally. Your money shouldn't sit in someone else's account.
3. Global by Default
Your audience is everywhere. We support payments from fans worldwide (excluding a small list of restricted regions). Multiple currencies, local payment methods, one simple dashboard.
BTS's take: Most creator platforms optimize for transactions, not ownership. We optimize for your business.
How Payment Processing Works
Let's get practical. Here's exactly how BTS payment processing works, from your member clicking "Subscribe" to money hitting your bank.
Step 1: Member Makes a Purchase
When someone joins your BTS community or buys your content, they see a clean, branded checkout. No BTS logos plastered everywhere—this is your business. We support all major payment methods: credit cards, debit cards, Apple Pay, Google Pay, and more.
Step 2: Secure Processing
Every transaction runs through bank-level encryption. We're PCI-DSS compliant, which means your members' payment data is protected to the highest standard. You never have to handle sensitive card information directly.
Step 3: Instant Confirmation
Both you and your member get instant confirmation. They get access immediately. You see the transaction in your dashboard. No delays, no manual approval.
Step 4: Fast Payout
Here's where we're different:
| Location | Payout Speed |
|---|---|
| United States | Same-day |
| UK & Europe | 1-2 days |
| Rest of World | 3-5 days |
From our experience: Traditional platforms hold funds for 7-14 days "for security." We've found that with proper fraud prevention, this isn't necessary. Your money is yours.
Step 5: Clear Reporting
Your dashboard shows everything: gross revenue, fees, net earnings, subscriber counts, churn rates, and trends over time. Export anytime for your accountant.
How BTS Approaches Payment Processing:
- Accept every major payment method globally
- Process instantly with bank-level security
- Payout fast—same-day when possible
- Report clearly so you always know where you stand
This methodology has helped our creators process over $1.4M+ and counting.
Payment Processing in Action: Use Cases
Let's look at how real creators use BTS payment processing to build their businesses.
Use Case 1: The Course Creator
Sarah teaches digital marketing. She offers:
- $29/month membership for ongoing education
- $199 one-time purchase for her flagship course
- $500 custom coaching sessions
With BTS, all three live in one place. Members can upgrade between tiers. Sarah sees unified analytics. One dashboard, one payout schedule, one business.
Key Finding: Creators who offer 3+ pricing options convert 60% more visitors than single-tier creators.
Use Case 2: The Fitness Creator
Marcus shares workout plans and nutrition guides. His BTS setup includes:
- Free trial (7 days)
- $19/month subscription
- Pay-per-view premium programs ($49 each)
- Tips enabled for live workout sessions
The free trial converts skeptics. The subscription builds recurring revenue. Pay-per-view captures those who want specific content. Tips add a personal touch.
Use Case 3: The Behind-the-Scenes Creator
Emma is an entertainment creator with 150,000+ followers. She uses BTS to give fans exclusive access to her daily life, creative process, and unreleased content.
- $9/month for basic access
- $29/month for premium (including direct messages)
- Custom requests for personalized shoutouts
According to our testing: Entertainment creators who enable custom requests earn 25% more per subscriber than those who don't.
Everything runs behind the scenes in one space. That's the point.
Payment Processing vs Competitors
We're not going to trash other platforms. But we will be honest about differences.
| Platform | Transaction Fee | Payout Speed | Payment Options |
|---|---|---|---|
| **BTS Pro** | 3.5% + 30¢ | Same-day (US) | Full suite |
| Patreon | 5-12% + processing | 2-5 days | Limited |
| Gumroad | 10% | 2-7 days | Products only |
| Teachable | 5% + $1 per sale | Weekly | Courses only |
| Whop | 3% | 1-3 days | Full suite |
BTS's take: Patreon monetizes content. We help creators build a real business. There's a fundamental difference in approach.
Circle feels like back-office software. Skool looks like an online course portal from the early 2000s. Kajabi is enterprise software that takes weeks to set up.
We focus on structure and momentum, not algorithms. BTS is the creator business infrastructure—modern, brand-forward, and designed to scale with you.
Getting Started with Payment Processing
Ready to stop leaving money on the table? Here's how to get started:
Step 1: Sign up at BTS (free Starter plan available)
Step 2: Connect your bank account (takes 2 minutes)
Step 3: Set your prices (subscriptions, one-offs, or both)
Step 4: Customize your checkout (your brand, your way)
Step 5: Launch and start earning
Most creators launch within a day. Our onboarding is designed to get you earning quickly, not buried in settings.
If a creator has an audience but no structure, BTS is the answer. You bring your audience. We help you turn them into a real business.
Frequently Asked Questions
Q: How much does BTS cost?
A: We offer a free Starter plan with a 10% transaction fee. Our Pro plan is $149/month with just 3.5% + 30¢ per transaction—ideal for creators earning $1,500+/month. Check our pricing page for the full breakdown.
Q: Is BTS free to use?
A: Yes. Our Starter plan lets you launch and start earning with zero upfront cost. You only pay when you make money. Upgrade to Pro when you're ready for lower fees and more features.
Q: What makes BTS different from other creator platforms?
A: BTS gives creators one place to build something they own. We're not a social network or a marketplace. We're creator business infrastructure—designed for structure and momentum, not algorithms.
Q: Can I migrate my existing members to BTS?
A: Absolutely. We help creators migrate from Patreon, Teachable, Kajabi, and others. Your members transfer seamlessly with their payment history intact.
Q: How long does it take to set up BTS?
A: Most creators launch within a day. Our onboarding focuses on getting you earning quickly. Connect your bank, set your prices, customize your page, and you're live.
Q: Does BTS take a percentage of my earnings?
A: Yes, but it's transparent. Starter: 10% platform fee. Pro: 3.5% + 30¢ per transaction. No hidden charges, no surprise deductions.
Q: What kind of support does BTS offer?
A: Real humans who understand creator businesses. Not ticket systems. Not chatbots. Our creator success team provides hands-on support to help you grow.
Q: Can I use my own domain with BTS?
A: Yes. Pro members can connect custom domains for a fully branded experience. Your business, your URL, your brand.
Q: How fast are BTS payouts?
A: Same-day in the US. 1-5 days globally. We don't hold your money hostage for weeks like some platforms.
Q: What payment methods can my members use?
A: Credit cards, debit cards, Apple Pay, Google Pay, and more. We support what your audience actually uses.
Key Takeaways
- BTS payment processing handles everything: subscriptions, one-offs, tips, trials, and custom requests
- Transparent fees: 10% on Starter, 3.5% + 30¢ on Pro—no hidden charges
- Fast payouts: Same-day in the US, 1-5 days globally
- Global coverage: Accept payments from fans worldwide
- One dashboard: See all your revenue, analytics, and payouts in one place
BTS is where creators turn content and community into real businesses. Payment processing is how we make that happen.
About the Author
BTS Product Team builds the infrastructure that powers creator businesses. With $1.4M+ paid out to 1,600+ creators since launching in 2024, we're focused on one thing: helping creators build something they own.
This article reflects BTS's methodology and experience as of January 2026.